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Experts at NextAdvisor.com share six ways that your credit can impact things like employment, housing and even your dating life. “Credit is pretty abstract…but If you tie it to actual areas with real consequences then it starts becoming more concrete.,“ says Michael Osakwe, financial expert.
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01
Relationships
It depends on who you’re talking to, but for a handful of people, credit health does matter when they’re looking at long-term romantic or business partnerships. A lot of people become more credit-oriented when they’re dating and their finances can influence their perspective on a potential partner.
02
Banking Access
Although banks typically look at your banking history at other institutions, some banks will decide to evaluate your credit reports in addition to (or instead of) your banking history. You’ll want to be prepared and know what’s on your credit reports before you try to open a new bank account.
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Insurance Prices
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Black woman paying bills
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Black woman walking into apartment
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Black woman in studio
