Essence

Are you paying for features on your land phone when you don't even talk on it, and the only reason you have the phone is for internet access? Cancel ALL the features including the message unit, because you use your cell phone anyway! You may save up to $576, a year! Invest that money into a money market or better.

-Brenda Los Angeles

Are you paying for features on your land phone when you don't even talk on it, and the only reason you have the phone is for internet access? Cancel ALL the features including the message unit, because you use your cell phone anyway! You may save up to $576, a year! Invest that money into a money market or better.

-Brenda Caddell

These are all great ideas! As a person who is just starting out, I appreciate the advice (especially about bottled water). Right now, I pack my own breakfast and lunch and bring it with me to work. Cooking for yourself definitely saves you money and helps your waistline. Coupons have become my best friend when it comes to grocery shopping and I have learned to go ahead and buy whatever I can that's store brand. It tastes the same and it's about 30-60 cents cheaper.

-Melanie

Along with the other reader I also saved big not eating out as much and by paying all my bills at once, that way I know exactly how much "fun money" I have to do whatever I want with and once that's gone, then I don't spend anything else.

-Tyffany

When it comes to saving mney, my mantra is: don't buy what you don't need...with money you don't have.

-When I go grocery shopping, I buy food that I can keep at work - soup, frozen meals, snacks, etc. instead of buying lunch everyday.

-Have meatless days (go meatless a couple of times a week). Have spaghetti w/o meat, baked potatoes topped broccoli and melted cheese.

-Shop the discount stores.

-Learn to cook (reduce eating out)

-read leabels for nutrition and eat healthy (you'll save on doctor bills)

-Buy st

-Davis