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Other comments on this article.
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I think that was very useful knowledge to help people get out of debt. I agree if you put more money to your principal that does in the long run.
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-Anonymous
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great info on how save your home from foreclosur but no info for the like myself who have lost there home . no tips on how make a new start , how long will it take before someone can make a new start , how to resolve your credit to make a new start. please help let people like me know what options we have after FORECLOSURE
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-lisa
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Great article. But there are ways to save your home from the increased payments when A.R.M. adjusts. Home owners can seek relief through housing counselors who can negotiate a loan modification. Bringing down interest rates and monthly mortgage payments.
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-Darlene R. Orlando, FL
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Now I can't get any help, because I filed for bankruptcy, I keep being told I have to wait 2 years after my discharge debt.
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-HELP ME con't
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I am a homeowner and recently had identity theft by a brokerage company who helped refinanced my home into an adjustable rate, which is due to change in February 2009. The identity theft forced me to file for bankruptcy, because the brokerage company used my personal info to purchase other houses in my name with a forged signature and the lenders for these other homes didn't believe me when I told them I own only one house, they just wanted a physical person to go after for their money. Now I can't get any help, with gettin
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-HELP ME!!!
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Refinancing the mortgage loan is not a problem when you have a good credit score. The denial of the loan is when the property is appraised for less than what you purchased it at due to other foreclosures in the neighborhood. This is causing many people to have to stay in the adjustable rate mortgages beacuse no one is willing to take on the loan and provide a fixed rate; not even the current lender. No one is really addressing this issue.
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-Jay
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My name is Shawn Thornton I am the owner of Annointed Rainbow Mortgage Solutions, I negotiate workout plans for homeowners who are behind on their payments and facing forclosure. Lots of times when a homeowner is behind more than 60 days it may become very difficult to refinace so a workout plan is the better option. Annointedrainbow.com 866 493-6792 ext.703 thornton_shawn@yahoo.com
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-Shawn Thornton
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