There's so much to consider when you're planning to walk down the aisle. There's the gown to purchase, the honeymoon, the caterer, the rings and where you're going to live. During this stage couples talk freely about most things--like children and home-ownership--but fall flat when it comes to discussing how they will go about achieving these goals. One of the surest ways to realize their dreams is for a couple to combine their finances, says Mary Claire Allvine, co-author of "The Family CFO: The Couple's Business Plan for Love and Money." "Marriage is a business combination," she says. "If you combine two businesses and never merge staffs you wouldn't have combined the businesses." ESSENCE.com talks to Allvine about the benefits of combining finances to avoid problems later on in the marriage.