How To Negotiate With Your Credit Card Company

Question: Did you know that if you have, say, $10,000 in credit card debt with a 25% Annual Percentage Rate (APR) and are only making the minimum $200 payments each month, this year you're only paying the interest.? That's right, you're not even covering your principal. Many of us are being swallowed up by credit card debt. And yet while we're so bold when it comes to spending, we're often too intimidated to speak up when it comes to negotiating with credit card companies, even though many of them are quietly more willing to negotiate with consumers.


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